Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Changing Your Health Insurance After Marriage Or Divorce
Posted: May 8, 2019
Generally, you can only enroll in a health insurance plan during open enrollment or during a special enrollment period brought about by a qualifying event. Both marriage and divorce are considered qualifying events. Understanding when you are eligible to make changes is key to avoiding high-cost health insurance coverage or paying medical bills on your own. How Can You Change Your Health Insurance If You...
Do I Need Business Insurance Coverage If I Am A Freelancer?
Posted: May 7, 2019
If you are a freelancer, you may think your business is too small to need insurance. The fact is that a business of any size can benefit from protection against mishaps. Our knowledgeable agency can help you design a business insurance package that provides the coverage you need at the best available rates. Why Freelancers Need Business Insurance If you are an independent contractor, or...
Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?
Posted: May 6, 2019
If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...
Common Exclusions To Business Interruption Insurance
Posted: April 15, 2019
Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income...