Cargo Insurance Vs. Wholesalers & Distributors Insurance
Posted: November 19, 2019
Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...
What Does My Renters Insurance Cover?
Posted: November 16, 2019
If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...
How Much Should I Put In My HSA?
Posted: November 13, 2019
If you have opted for a health savings account (HSA), the next question is how much to put into it. To qualify for an HSA, you must have chosen a high-deductible health insurance plan. Having a health savings account can help you cover your deductible and other out-of-pocket healthcare expenses, both now and in the future. The following steps may be helpful in calculating how...
Is Having A Lower Health Insurance Deductible Worth It?
Posted: November 10, 2019
When you are shopping for health insurance, one important question to consider is whether to go with a high-deductible or low-deductible plan. Unfortunately, there is no blanket answer to that question. The best type of health insurance plan for you will depend on your individual needs. Why The Deductible Is An Important Factor In Choosing Health Insurance Most people shopping for health insurance look first...
How Do I Change My Life Insurance Beneficiary?
Posted: November 7, 2019
It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...