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Your Local Beverly Hills Independent Insurance Agency

Pacific Way Insurance Services specializes in Commercial/Business Insurance, Homeowners Insurance, Auto/Car Insurance.

Pacific Way Insurance Services, a full service insurance and risk management solution provider, offers a full range of property, casualty, life and health insurance products.  As an independent insurance broker, we maintain relationships with multiple carriers to ensure that our customers receive the best combination of coverage and price. Whether you are shopping for auto insurance, homeowners insurance, life insurance or health insurance, or insurance for your business, Pacific Way Insurance Services will find you the right coverage at the best price. Our instant on-line quotes provide premium indications within minutes.  If you prefer, use the online quote request or call us at 866-989-3829 and one of our representatives will work with you to provide a complete quote comparison from all of our carriers. Our offices are located in Southern California, but we proudly serve the entire state of California, Nevada, Arizona, Washington, New York, New Jersey, Connecticut and several other states.

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Lifestyle Factors That Can Affect Your Health Insurance Cost

Posted: June 10, 2025

1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...

What Happens If You Outlive Your Term Life Insurance Policy?

Posted: June 7, 2025

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...

The Ins and Outs of Contractor Insurance

Posted: June 4, 2025

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Posted: June 4, 2025

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...